The core objective of the ESRM Guideline is to make banks and FIs realize to integrate Environment & Social (E&S) risks and incorporate appropriate risk mitigation measures in overall credit management to be able for expanding the credit/investment portfolio rather than avoid investing in high E&S risks. Guidelines expand the scope of social assessments and introduces a robust and quantitative scoring methodology for better estimation of environmental and social (E&S) risks along with risk-based screening criteria to evaluate a proposed transaction.